Fill in what you know. Every number is editable, so use your real mortgage payoff and the commission you've actually agreed to.

Expected sale price

Mortgage payoff (all loans)

Your lender's payoff amount, not just the balance on your statement

Listing agent commission

Whatever is in your listing agreement

Buyer's agent compensation

Negotiated with each offer; set to 0 if not offered

Concessions to the buyer

Closing costs, rate buydown, repairs credit

Number of loans being paid off

Each payoff has a $300 processing fee. Use 0 if the home is paid off

Annual property tax

From your county tax notice

Expected closing monthUtah taxes are paid in November for the whole year, so you credit the buyer for the months you owned the home

Home warranty for the buyer

Other costs

Repairs, HOA payoff, etc.

Estimated cash to you at closing

An estimate to help you plan, not a guarantee. Utah has no real estate transfer tax. The owner's title policy uses current Utah Eagle rates; settlement and recording fees vary by title company and aren't included. Your title company prepares the official settlement statement before closing, and your exact payoff comes from your lender. Talk to a CPA about any taxes on the sale.

Get a net sheet for your home

What would I walk away with?